How to take a home loan from HDFC

HDFC is the largest housing finance company in the country offering home loans at all customer segments across income, geography and property type. It offers loans to borrowers to buy, construct or renovate a house at attractive interest rates. You can easily apply for the home loan by visiting the bank’s branch or through various online aggregators. The steps involved in both processes are almost the same. But, in the case of online aggregators, you can compare various loan products and offers, and choose the one meeting all your requirements. The loan representative will guide you through the entire loan process. To apply for a home loan, visit the bank’s branch or online loans marketplace.

Fill in the application form containing your personal and employment details. Submit the documents. Post this, the HDFC’s representative will call you for the verification of documents. Then you will receive a sanction letter from HDFC mentioning the details of the loan. The sanctioned amount will be credited to your bank account. Once done, you need to hand over the original property documents to the bank. In the case of the offline process, you need to visit the nearest bank’s branch. The HDFC’s representative will help you out to fill the home loan application and you will be required to submit important documents to complete the loan process.

Hence, availing a housing loan from HDFC has become easy due to online processes. You can sit back at home and apply for the loan without any hassle.

Leave a comment